However, members can lose the card if they don't spend at least $250,000 per year. You may request additional Amex Gold cards for free. On the plus side, Centurion cardholders can enjoy the lounge without any limits, whereas Platinum cardholders can only access it for up to three hours.Ĭardholders can apply for two additional Centurion cards for $2,500 each. In addition, cardholders automatically acquire membership with Delta and enjoy automatic upgrades on selected flights, free companion tickets on selected flights, and more.įurthermore, members become a part of the American Express Global Lounge program, getting access to thousands of lounges, including the exclusive Centurion Lounge that only caters to Platinum and Centurion cardholders. It's a hand-forged, embossed, and hand-engraved card that looks impressive and boasts rich benefits.Ĭardholders enjoy 24/7 personal concierge and elite membership perks at a number of top hotels in the world. People compete for this card for several reasons. Those who meet these requirements will have a higher chance of approval, but there are no guarantees. The card is designed for high net-worth individuals and applicants are expected to have a yearly income of at least $1 million. Owning an Amex credit card for over a year and spending at least $100,000 on it during a period of 12 months can increase your chances for an invitation.Īn impressive credit score is a requirement, but the company doesn't specify a minimum. This makes it very exclusive and hard to get. It's an invitation-only card, so you cannot apply for it. The Amex Centurion Black card is the most prestigious black credit card in Canada. Here are some of the best black credit cards for Canadians to choose from: American Express Centurion Black card: most prestigious Perks differ from provider to provider, but generally include discounts, free upgrades, and more. That way, you can shop without any worries and may even have access to special discounts based on the provider. In addition, if you own a black card, you could enjoy benefits such as no spending limits. Those who do not qualify for a black credit card yet but still want similar benefits can choose from other travel credit cards. Some of the best black credit cards may come with additional benefits includingĬompanies believe that people who own black credit cards are regular travellers, so these cards are perfect for people who love to fly. Some may even have embellishments such as diamonds. They are available in different shades of black and are usually heavier than traditional credit cards as they’re made using different metals. A Rolex does the same job as a Casio, but the former is a status symbol and will instantly tell people you’re financially secure.īlack credit cards are easily identifiable. People want it for one reason: status.Ī black card is a status symbol and conveys prestige and wealth. Technically speaking, a black credit card works just like a traditional credit card. Why do people choose a black credit card? We’ll discuss the ten best black credit cards in Canada later in this article. This is the first and most popular black credit card in Canada, but there are several alternatives. It is so rare that it’s believed that only 84,000 of American Express’ 100 million users own it. The most popular of all is the American Express Centurion Black Card. These cards are typically heavier and made of metal, but they’re usually costlier too. They’re considered a status symbol, and anyone with a black card is considered financially successful.
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